Hi, I'm Milton Cooley

Welcome to miltoncooley.com my website for helping folks just like you make the most of their finances.

I am here to help you understand and manage your financial resources.  Through my affiliation with Genworth Financial Securities Corporation I am able to offer a wide variety financial tools and investment vehicles to help you attain your financial goals.  I specialize in Retirement Planning but I can help you with a whole range of financial activities including:

• Education Funding using 529 plans and other available resources such as Coverdell Education Savings plans
• Wealth Accumulation and Wealth Management using a variety of tools including IRA's (Individual Retirement Arrangements), Employer Retirement plans such as SEP's, SIMPLE's and 401(k) plans, Mutual Funds, Fixed Annuities, Variable Annuities as well as budgeting tools and techniques
• Asset protection and Estate Preservation using Life Insurance, Guaranteed Retirement Income, Long Term Care Insurance and Disability Insurance

Of course the one thing that everyone needs to consider is how to fund their golden years.  Please talk to me before you do a rollover from your company retirement plan.  There are benefits to knowing the rules before you act such as exploiting net unrealized appreciation rules (NUA).   That's why I place an emphasis on retirement planning.  Retirement transitions are where most of us have the greatest opportunities but also the biggest hazards to our financial health. 

I believe that a consistent, proactive long term approach is the best way for many people to plan for their retirement years.  So regardless of whether you want to have a high powered retirement jet setting around the world or spend retirement sitting in your rocking chair waiting for the world to come to you, we can help you develop a plan that suits your needs.

We have packed a wealth of information into this website in the form of newsletter articles, financial calculators and research reports which help you understand the basics of personal financial planning.  We want to educate you about the basic concepts of financial management in order to help you reach your financial goals.

So go ahead, dig in and take advantage of all the resources available here.  I hope your visit here today will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial plan.

Are you confused about important financial concepts? Do you feel that the people who are supposed to help you are talking past your level of understanding?  Are the minimum investment amounts required to get personalized help at the other places more than you have to invest right now.  Not all of us are millionaires, yet!

The first step to financial independence is knowledge. We have created this web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement planning, estate planning, and wealth preservation.  I want you to be comfortable with the pace of your advancement down the path to financial independence.  That's why we have programs to accommodate every level of investor from the smallest investor to Warren Buffet himself.  Most importantly, we hope you see the value of working with a skilled financial professional in pursuing your goals.

When you think you are ready to discuss your needs give me a call or send me an email by clicking on my email address under my contact information.  I will be glad to show you how to reach your goals.  There is never any cost or obligation to discuss your needs.  We’re here to help.  We strive to give you professional and  reliable service and access to a range of investment  tools to meet your needs. We hope you take advantage of this website and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

As part of my value proposition I also offer tax planning to each of my clients through my tax practice.  If you have tax questions please visit my tax website at www.taxonwheels.com for helpful tax resources and information.

I wish to make you aware that Cetera Financial Group is purchasing Genworth Financial Investment Services from Genworth Financial.  Please click on the press release for more information.