Broker Check

29 Olde Stream
Irmo, SC 29063
803-732-4288

Milton Cooley

Financial Advisor

18 Years Worth of Days Bridging the Confidence Gap Tuning Your Social Security Benefit Saving for College 101

Trusted Advisor for all your tax and financial needs


 

Milton Cooley, EA is an enrolled agent who has earned the privilege of representing taxpayers before the IRS.  He is also a Financial Advisor affiliated with Cetera Financial Specialists LLC. Milton specializes in Retirement Planning and offers a range of investment products and services including help with IRA's, 401k's, mutual funds, fixed and variable annuities, life insurance, health insurance and medicare plans, long term care insurance, disability insurance and 529 plans. Milton is registered in the states of South Carolina, North Carolina, Georgia and Texas and serves clients who reside in these states.

                    


Welcome to miltoncooley.com my website for helping folks just like you make the most of your finances.

We're here to help you understand and manage your financial resources. As an independent Financial Advisor,  I am committed to helping my clients achieve their goals for themselves, their families and their businesses by providing strategies for asset accumulation, preservation and transfer.

In my practice I focus on Retirement Planning by helping everyone, regardless of income level, learn how to prepare for retirement over the course of their working lifetime.  Then, when the time is right, I help navigate the transition into retirement by showing you how to make and evaluate good decisions and implement those decisions in an effective and efficient manner based on your individual goals.  Much of that decision making is financial and some of it is not.  But it's all about taking a realistic look at the details of your life.

But that's not all we do. We offer a variety of financial tools and investment vehicles to help you attain all of your financial goals. In addition to Retirement Planning we also provide assistance with:

  • Education Funding using 529 plans and other available resources such as Coverdell Education Savings plans.
  • Wealth Accumulation and Wealth Management using a variety of tools including IRA's (Individual Retirement Arrangements), Employer Retirement plans such as SEP's, SIMPLE's and 401(k) plans, Mutual Funds, Fixed Annuities, Variable Annuities as well as basic budgeting tools and techniques.
  • Asset protection and Estate Preservation using Smart Tax Planning,  Life Insurance, Guaranteed Retirement Income, Long Term Care Insurance and Disability Insurance.
  • Lifestyle planning is crucial for maintaining your existence in a comfortable and familiar manner.  We frequently work with widows and widowers and the recently divorced to help make sure lifestyles are maintained and goals are recalibrated in a realistic and manageable way.
  • Tax planning is a crucial part of any financial program.  As part of my value proposition I also offer tax planning and preparation assistance to each of my clients.  If you would like to receive assistance with tax related issues please visit my tax website at www.taxonwheels.com  to learn more about the tax assistance available to you.

It's your life,

It's your money,

Go ahead, seize control of your destiny to pursue YOUR financial goals.  But first, give us a call and we will help guide you on your journey to the future you deserve.

You can reach Milton at 803 732-4288.

Helpful Content

Immediate vs. Deferred Annuities

Immediate vs. Deferred Annuities

Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.

The Utility of Sector Investing

The Utility of Sector Investing

Successful sector investing is dependent upon an accurate analysis about when to rotate in and out.

Insuring Your Second Home

Insuring Your Second Home

There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.

 

Spotting Credit Trouble

The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.

Gun Ownership and Your Homeowners Policy

Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability.

Directors and Officers Liability Insurance

Not only can D&O insurance provide financial protection, but it can help improve an organization’s decision-making.

Where Will Your Retirement Money Come From?

Retirement income may come from a variety of sources. Here's an overview of the six main sources.

To Catch a Thief

Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.

Retirement Traps to Avoid

Beware of these traps that could upend your retirement.

View all articles arrow

What Is My Risk Tolerance?

This questionnaire will help determine your tolerance for investment risk.

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Tax Freedom Day

Assess how many days you'll work to pay your federal tax liability.

What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Capital Gains Tax Estimator

Use this calculator to estimate your capital gains tax.

View all calculators arrow

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

View all presentations arrow

It Was the Best of Times, It Was the Worst of Times

All about how missing the best market days (or the worst!) might affect your portfolio.

The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Bursting the Bubble

Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

The Power of Tax-Deferred Growth

Why are 401(k) plans, annuities, and IRAs so popular?

Global and International Funds

Investors seeking world investments can choose between global and international funds. What's the difference?

View all videos arrow